Last updated: 14 November 2026
These terms explain how you may use www.cschow.com.sg. By using the website, you agree to them. If you do not agree, please do not use the website.
1. About this website
This website belongs to C S Chow & Co (UEN T08PF0918H), a public accounting practice at 2 Venture Drive #11-02 Vision Exchange, Singapore 608526. In these terms, "we", "us" and "our" mean C S Chow & Co, and "you" means anyone who uses the website.
2. General information, not advice
Our pages, articles, videos and calculators give general information for Singapore businesses. They do not take your own facts into account, so they are not accounting, audit, tax, legal or financial advice. Tax rates, thresholds and filing rules change. Check the current guidance from IRAS and ACRA, or ask us, before you act.
3. No client relationship until we sign an engagement letter
Reading this website, watching our videos, sending us a message or speaking with our AI avatar does not make you our client. We become your accountant, auditor or adviser only when we agree the scope and fees with you in a signed engagement letter. The engagement letter then sets the terms for our work.
4. Calculators and tools
Our calculators, such as the audit exemption check, the corporate tax estimate and the project WIP tool, give rough estimates from the figures you type in. They run in your browser and we do not receive your figures. The results are not a tax computation, an audit opinion or a financial statement. Do not rely on them for a filing, a loan, a contract or any other decision. Ask us to confirm your own case.
5. Videos and our AI avatar
Some of our videos use an AI-generated presenter, and we label them. Our AI avatar runs on HeyGen, a third-party service. The avatar gives general information only. Its answers are not advice and might be wrong. Do not tell the avatar the names of your clients or your company, account numbers, passwords or any other confidential details.
6. Confidential information
Please do not send confidential documents, bank details or passwords through the website, WhatsApp or the avatar before we have an engagement letter in place. When you contact us, we keep your message in confidence and use it only as our Privacy Policy describes.
7. Links to other websites
Our pages link to other websites, for example IRAS, ACRA, LinkedIn, YouTube, WhatsApp and Google. We do not run those websites and we are not responsible for their content or how they handle your data. Read their terms and privacy policies yourself.
8. Our content and how you use it
We own the text, pictures, videos and tools on this website, or we have permission to use them. You may read them, share a link to a page, and quote a short extract with a clear credit to C S Chow & Co and a link back. You may not copy a substantial part of the website, sell it, or present our work as yours without our written permission.
9. Our responsibility
We take care to keep the website accurate and current, but we cannot promise that every page is complete, error-free or up to date. We provide the website as it is. To the extent the law allows, we are not responsible for any loss you suffer because you relied on the website, because it was unavailable, or because of a virus or fault on a device or website outside our control.
Nothing in these terms limits liability that the law does not allow us to limit. This includes liability for fraud and for death or personal injury caused by negligence. These terms do not limit our responsibility to a client under an engagement letter. The engagement letter governs that.
10. Keeping the website running
We might change, pause or remove any part of the website at any time without notice. We might block access if someone misuses the website.
11. Your personal data
Our Privacy Policy explains how we collect, use, share and protect personal data under the Personal Data Protection Act 2012. Please read it together with these terms.
12. Singapore law
Singapore law governs these terms and your use of the website. If we cannot resolve a dispute by talking to each other first, the courts of Singapore have jurisdiction.
13. Other people
A person who is not a party to these terms has no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of them.
14. If one part does not apply
If a court finds that any part of these terms does not apply, the rest of the terms still apply. If we do not enforce a right straight away, we have not given it up.
15. Changes to these terms
We will update these terms when our services, our website or the law change. The new version applies from the date shown at the top of this page. If you keep using the website after that date, you accept the new terms.
16. Contact us
Questions about these terms? Contact us:
C S Chow & Co
2 Venture Drive #11-02 Vision Exchange, Singapore 608526
Email: henry@cschow.com.sg
WhatsApp or phone: +65 9876 3553