Who it helps
- Your accounts show a profit, yet cash is tight.
- Your business is growing and cash is not keeping up.
- You run projects and money sits in work not yet billed.
- You plan to ask a bank for a loan and want to know your position first.
The path from profit to cash
Profit is an accounting figure. Cash moves through customers, stock, suppliers and loans. We trace each step.
Example
| Illustration | S$ |
|---|---|
| Net profit | 120,000 |
| Add back depreciation | 15,000 |
| Increase in receivables | (80,000) |
| Increase in inventory | (30,000) |
| Increase in payables | 20,000 |
| Loan repayments | (24,000) |
| Equipment purchased | (35,000) |
| Change in cash | (14,000) |
The company earned S$120,000 and still lost S$14,000 of cash. Customers paid late and stock grew. The review shows which lever to pull first.
What you receive
- A full bridge from profit to cash for your period.
- A line-by-line look at receivables, payables, inventory and work in progress.
- A written report with prioritised actions.
- One walkthrough session with a partner.
Scope and fee. This is a paid review with a fixed scope. We agree the scope and the fee in writing before we start. It is advice based on your records. It is not an audit.
How it works
- Send us a message. A short call confirms that the review fits.
- Share your latest financial statements, a trial balance and your debtor, creditor and stock lists.
- We build the bridge and test it against your bank balances.
- You receive the report and we walk through it together.
Want a rough idea first? Try our free profit-to-cash check on the home page. It gives an estimate. The review gives you the real answer from your records.
Common questions
Is the free check the same as the review?
No. The free check is a quick estimate. The review works from your actual records and delivers a written report.
Do I need accounting software?
No. We work from your financial statements and ledgers in any format.
Can you also fix the problems it finds?
Yes, if you ask. Many clients move to monthly accounting support after the review.